How Financial Bonuses checks and compares offers.

How We Check Offers

Offers are based on provider offer pages, provider terms, account disclosures, and approved partner program rules when a link is monetized. Each offer should include a provider URL, terms URL, last-checked date, expiration date or next-check date, and a correction path.

We watch for stale deadlines, unreachable links, and changed provider pages. Source support is reviewed before public financial terms change on Financial Bonuses.

Comparison Fields

We compare displayed value, APY or rate, ongoing rewards, advertised bonus when applicable, dollar estimate where the value is directly comparable, funding or spend requirement, monthly or annual fee, payout or reward timing, account type, eligible market, geographic restrictions, direct deposit rules, transfer or new-money rules, clawback or closure notes, and credit or account-screening risk where applicable.

Account Details And Limits

Detail pages include benefits, costs, and limits so users can understand the account or product around the offer: ongoing rewards, APY or rate, account fees, annual fees, transfer or deposit limits, hold periods, and eligibility rules when those facts are available.

These details are not a score, rating, personalized recommendation, or complete-market ranking. We do not claim that a listed offer is the best available product in its category.

Dollar Estimate

Dollar estimate starts with the displayed value when it is directly comparable in dollars and subtracts listed annual card fees when the offer is a credit card. Tiered, variable, percentage-match, points, miles, or APY-boost offers are labeled as variable or tiered rather than treated as fixed returns.

Comparison Metrics

Comparison views use shared calculations for dollar estimate, estimated return, requirement effort, fee risk, deadline risk, and last-checked timing. These are derived from advertised value fields, requirement amount, requirement type, payout timing, fee fields, expiration date, and last-checked date.

Effort and risk labels are scan aids, not personalized recommendations. Partner compensation does not change user-selected sort orders, matcher results, or saved comparison output.

Coverage Limits

Financial Bonuses is a curated catalog, not a complete database of every financial product or promotion. Category pages and filters describe the offers currently listed on this site. They should not be read as full-market rankings.

Market Separation

Offers are assigned to a market using country codes. Offers currently shown on the site are U.S. offers. Canada and United Kingdom offers must be added with country-specific official links, eligibility terms, approval scope, and currency assumptions before they appear under those market filters.

Compensation

Compensation may affect whether a paid or partner link, or a clearly labeled partner section, appears on the site. Partner compensation does not change user-selected sort orders, matcher results, saved comparison output, or the core requirement, fee, timing, eligibility, and official terms shown for an offer. We also list unpaid offers when they are useful for comparison.

How We Keep Information Current

Checks cover active offer freshness, official links, expiration dates, market fields, page titles and summaries, and paid-link labeling. We also review public claims so traffic, ranking, approval, or performance statements do not appear without dated evidence. Potential issues are reviewed before they change public financial terms. Advertiser copy, partner placement requests, and user-submitted corrections must be checked against provider pages or terms before they change public offer facts.

External Standards Considered

Our operating standards are informed by Google Search guidance on helpful, original content, search spam, low-value affiliate pages, site reputation abuse, and outbound links; FTC guidance on endorsements, digital disclosures, native advertising, consumer reviews, testimonials, and claim substantiation; Google Analytics privacy-disclosure guidance; and affiliate-network quality expectations. These references shape how we treat original comparison work, disclosures, official links, paid-link labels, traffic approach, and unsupported marketing claims.

References reviewed:

• Google helpful content guidance, Google Search spam policies, Google site reputation abuse update, and Google outbound-link guidance.
• 16 CFR Part 255, FTC Endorsement Guides FAQ, FTC digital disclosure guidance, FTC native advertising guide, and FTC consumer reviews and testimonials rule FAQ.
• Google Analytics privacy disclosure policy, FlexOffers terms, Awin publisher terms, and CJ network quality and brand protection.