Offer value details
Acorns describes Invest as an automated investment account that recommends an expert-built diversified ETF portfolio based on user profile inputs, supports spare-change Round-Ups, recurring investments, automatic rebalancing, and dividend reinvestment.
Qualification requirements
Acorns says Invest has no account minimums and users can get started with a $5 initial investment. Round-Ups investments from linked spending cards transfer from the linked checking account once they reach at least $5, unless Real-Time Round-Ups apply through an Acorns debit card.
Fees and costs
Acorns pricing lists Bronze at $3 per month, Silver at $6 per month, and Gold at $12 per month. The Invest page says monthly subscription fees reduce returns over time; ETF expenses, taxes, market losses, and account-specific fees can still matter.
Availability
Acorns disclosures say investment products and services are offered by Acorns Advisers, LLC, an SEC-registered investment adviser, and brokerage products and services are provided by Acorns Securities, LLC, an SEC-registered broker-dealer and FINRA/SIPC member. The public Financial Bonuses profile is scoped to U.S. comparison use.
What to verify
- All investments involve risk, including possible loss of principal.
- Acorns says monthly subscription fees reduce returns over time.
- Investment products are not FDIC insured, not bank guaranteed, and may lose value.
- SIPC protection does not protect against market risk.
- Round-Ups transfer from a linked checking account once they reach at least $5 unless Real-Time Round-Ups apply through Acorns Checking.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.