Offer value details
Ally lists a 3.5% contribution match for existing Ally customers who open and fund their first Ally Invest Self-Directed IRA during the offer period.
Qualification requirements
Open a first Ally Invest Self-Directed Traditional or Roth IRA between March 31, 2026 and July 31, 2026, then make eligible cash contributions that settle by December 31, 2026. Ally lists 2026 contribution limits of $7,500 for under age 50 and $8,600 for age 50 or older.
Fees and costs
Ally Invest self directed account fees, trading costs, IRA rules, and tax consequences should be reviewed before opening or contributing.
Availability
The offer is only for existing Ally customers with an active Ally Bank, Ally Auto, or Ally Invest account who had not opened an Ally Invest IRA as of March 31, 2026.
What to verify
- IRA contributions are subject to IRS eligibility, income, and annual contribution limits.
- Investing involves risk, including loss of principal.
- The match is limited to existing Ally customers and first Ally Invest Self-Directed IRAs.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.