Offer value details
American Express currently lists a $250 Blue Business Cash statement credit after $3,000 in eligible purchases within the first three months, plus 2% cash back on the first $50,000 in eligible purchases per calendar year and 1% thereafter.
Qualification requirements
Earn a $250 statement credit after $3,000 in eligible purchases on the new card within the first three months of Card Membership. The current terms say to allow 8-12 weeks after qualification and require the account not to be past due or canceled when the credit posts.
Fees and costs
Terms list no annual fee, 0% intro purchase APR for 12 months then 16.74%-28.49% variable APR, 2.7% foreign-transaction fees, and late/returned-payment fees up to $39. Eligible balance transfers cost 3% ($5 minimum).
Availability
U.S. residents age 18 or older may apply, subject to business-card approval. The authorizing officer and business are jointly liable for charges, and cards must be used for business purposes. Prior card ownership and Amex account history can affect welcome-offer eligibility.
What to verify
- The $3,000 eligible-purchase requirement must be met within the first three months.
- Prior-card ownership, offer history, and other American Express account history can affect welcome-offer eligibility.
- The account must not be past due or canceled when the statement credit posts.
- Business card applications can affect credit.
- Interest charges can outweigh the offer.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.