Offer value details
Associated Bank lists a checking bonus up to $600 for new personal checking customers who open and fund an eligible account during the offer window.
Qualification requirements
Open and fund a new personal Associated Bank checking account by September 30, 2026. The minimum opening deposit is $25 for Access Checking and $100 for Balanced or Choice Checking. Receive recurring direct deposits totaling at least $500 within 90 days of opening and maintain qualifying average daily deposit balances during days 31-90. Listed tiers are $300 for $1,000-$4,999.99, $400 for $5,000-$9,999.99, and $600 for $10,000 or more.
Fees and costs
Access Checking has no monthly maintenance fee. Balanced costs $9 monthly, waived with a $1,000 daily balance, $500 direct or mobile deposits per statement cycle, $2,500 eligible combined deposits, or a qualifying HSA/investment relationship. Choice costs $25 monthly, waived with $10,000 eligible combined deposits or a qualifying HSA/investment relationship. New Balanced and Choice accounts have a two-statement-cycle maintenance-fee grace period. Balanced paper statements cost $4 monthly with exemptions. Other service and overdraft fees can apply.
Availability
New customers opening online are limited to IA, IL, IN, KS, MI, MN, MO, OH, and WI. Branch availability, account approval, and offer-code requirements should be confirmed with Associated Bank before applying.
What to verify
- The larger bonus tiers require maintaining qualifying deposit balances during the measurement period.
- Monthly fee waiver rules are separate from bonus qualification.
- The bonus may be reported to the IRS on Form 1099.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.