Offer value details
Bank of Texas lists a San Antonio offer with a $650 Premier Checking bonus or $450 Access Checking bonus, plus a $200 Personal Savings add-on for a maximum of $850.
Qualification requirements
Open each qualifying account with at least $50 by September 30, 2026. Premier Checking requires at least $8,000 in aggregate qualifying direct deposits within 90 days; Access Checking requires at least $3,000. The $200 savings add-on requires at least $10,000 in new funds within 30 days and a balance of at least $10,000 from day 31 through day 90. Person-to-person payments, including Zelle, and bank transfers do not count as direct deposits.
Fees and costs
Premier Checking lists a $25 monthly fee, waived for the first two statement cycles and afterward through specified linked-balance requirements. Access Checking lists no monthly fee with online statements. Personal Savings lists a $5 monthly fee waivable with a $10 monthly electronic transfer from checking, a $250 average collected balance, or a Premier Checking link. Paper checking statements cost $3 monthly.
Availability
The offer is for new customers whose primary account address is in the San Antonio MSA. Applicants cannot currently be a primary or secondary owner on a Bank of Texas checking or Personal Savings account and cannot have closed either type within the previous 180 days.
What to verify
- The full $850 requires both Premier Checking and Personal Savings requirements.
- The offer is limited to San Antonio MSA primary addresses.
- The Premier monthly fee can reduce value if not waived.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.