Offer value details
Bask describes Interest Savings as a high-yield savings account with no monthly account fees, no minimum balance requirement, FDIC insurance through Texas Capital Bank, and limited-time APY boost offers for eligible activity.
Qualification requirements
The base savings account has no minimum balance requirement. The 0.10% APY boost is described for new customers who open and fund a Bask Interest Savings Account during the May 1, 2026 to July 31, 2026 opening period. The additional 0.25% APY boost requires qualifying automated deposits totaling $2,500 or more per statement period and excludes checks, wires, internal transfers, and P2P payments such as Zelle, Venmo, and PayPal.
Fees and costs
The official page says there are no monthly account fees and no minimum balance requirement. The Rates & Fees schedule effective 2026-06-12 lists $0 monthly account fees for Bask Interest Savings, $0 incoming wires, $20 online domestic wires, $35 manual domestic wires, $35 online international wires, and $50 manual international wires.
Availability
The Truth in Savings disclosure says Bask Interest Savings applicants must be at least 18, be a U.S. citizen or legal resident, have a valid U.S. taxpayer identification number, and have a valid U.S. residential address. Applicants are subject to identity verification and security screening.
What to verify
- The 3.75% base APY is variable and can change at any time without notice.
- The 4.10% APY headline requires both limited-time boost conditions to be met and is not the unconditional base rate.
- The 0.25% APY boost requires at least $2,500 in qualifying automated deposits per statement period.
- APY rate boosts apply only to balances up to $250,000; balances above that amount earn the base APY only.
- Bask Bank and Texas Capital Bank deposits are combined for FDIC-insurance-limit purposes.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.