Offer value details
Bluevine lists Business Checking with 1.3% APY on Standard balances up to $250,000 when monthly activity requirements are met, 1.75% APY on Plus balances up to $250,000, and 3.0% APY on Premier balances.
Qualification requirements
For the Standard APY, Bluevine says customers must spend $500 per month with the Bluevine Business Debit Mastercard or receive or deposit $2,500 per month in customer payments to the checking account or sub-accounts. Plus and Premier list no separate interest activity requirement but have monthly plan-fee waiver requirements if the customer does not pay the listed fee.
Fees and costs
Bluevine lists no monthly fee for Standard. Plus is listed as $30 or $0 per month and Premier as $95 or $0 per month; waivers require both average daily balance and monthly card-spend thresholds. Payment and wire fees can still apply.
Availability
Bluevine says Business Checking is available to qualified U.S.-registered businesses owned by people in select countries, subject to application approval and feature limits.
What to verify
- APY and plan terms can change.
- Bluevine is a financial technology company, not a bank.
- Pass-through FDIC coverage depends on bank-program and recordkeeping conditions.
- Upgraded-plan monthly fees apply unless waiver requirements are met.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.