Offer value details
Capital One lists Spark Cash Plus with a $2,000 welcome cash bonus after qualifying business spend, plus additional first-year bonus potential for very high spend.
Qualification requirements
Earn a $2,000 cash bonus after spending $30,000 in the first three months. The page also lists additional year-one bonus potential tied to much higher annual spend.
Fees and costs
The card lists a $150 annual fee, with an annual fee refund available after listed annual spending. The card is designed to be paid in full, though Capital One describes a carryover option with interest if needed.
Availability
Approval depends on business and applicant creditworthiness and Capital One eligibility rules.
What to verify
- The spend requirement is high and unsuitable for manufactured or unnecessary spending.
- Charge-card payment terms and interest/carryover rules should be reviewed carefully.
- Business card applications can affect credit.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.