Offer value details
Cash App says it is a financial services platform, not a bank. The Cash App Card page lists a debit card with no monthly or hidden fees, custom weekly cash-back offers, and card access tied to Cash App Balance. Cash App's terms distinguish the Sutton Bank-issued Prepaid Card from the Debit Flex Card issued by Sutton Bank or The Bancorp Bank, N.A.
Qualification requirements
Cash App says users can order a Cash App Card in the app. Users age 18 or older can order a card, while users age 13 to 17 need a sponsored account and a physical mailing address that is not a P.O. Box. Weekly offers are personalized and governed by the eligibility, transaction, expiration, and reward terms shown for each offer.
Fees and costs
Cash App's current terms list $0 account setup and $0 monthly fee for Cash App Balance, $0 standard transfers that typically take 1-3 business days, instant transfers at 0.5%-2.5% with listed minimum and maximum fees, $1 paper money deposits, $2.50 ATM withdrawals, a 3% foreign transaction fee, and 3% credit-card-funded sends. Cash App Green can waive the foreign transaction fee for eligible card-present purchases.
Availability
This profile is U.S.-focused and depends on Cash App account and Cash App Card eligibility. Cash App Card users age 18 or older can order a card, while users age 13 to 17 need a sponsored account and a physical mailing address that is not a P.O. Box. Feature availability, transfer limits, Cash App Green benefits, and card access can vary by account status and current terms.
What to verify
- Cash App is a financial services platform, not a bank.
- FDIC pass-through insurance is conditional and does not apply to every Cash App balance scenario.
- Bitcoin and investing balances are outside the Cash App Balance protection discussion and have different risks.
- Instant transfer, ATM, paper money deposit, foreign transaction, remittance, and credit-card funding fees can affect real value.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.