Offer value details
Chase lists a $175 Chase Secure Banking offer and a $125 Chase High School Checking offer on its student banking page, each with qualifying transactions.
Qualification requirements
Open with the offer coupon by October 14, 2026. Secure Banking requires 10 qualifying transactions within 60 days of coupon enrollment for $175; High School Checking requires five for $125. Qualifying transactions include posted debit-card purchases, online bill payments, Chase QuickDeposit, Zelle, or ACH credits. Neither account has a minimum opening deposit.
Fees and costs
Secure Banking has a $4.95 monthly fee, waived each statement period with at least $250 in qualifying electronic deposits or an account owner age 17-24. New and converted Secure accounts have no monthly fee for at least the first two statement periods. High School Checking has no monthly fee with the required linked parent/guardian account; it becomes Total Checking when the student turns 19, with that account's fee rules.
Availability
Secure Banking is presented for college-age customers; 17-year-olds and international students must apply in a branch with two acceptable forms of ID. High School Checking is for teens age 13-17 with a parent or guardian co-owner who has an eligible Chase checking account and is present at branch opening. Linked parent accounts exclude High School, College, Secure, and First Checking.
What to verify
- Eligibility is limited by age, student status, and account ownership rules.
- Coupon enrollment and qualifying transaction counts matter.
- Bonus is considered interest and may be tax reported.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.