Offer value details
Chase lists a $400 bonus for new Chase Total Checking customers who open with the offer code and complete qualifying direct deposit activity.
Qualification requirements
Open a new Chase Total Checking account by October 14, 2026 with the offer code, then have direct deposits totaling $1,000 or more made into the new account within 90 days of offer enrollment.
Fees and costs
Chase lists a $15 monthly service fee that can be waived with qualifying electronic deposits, a daily balance, combined qualifying balances, or a linked qualifying checking account.
Availability
Offer is not available to existing Chase checking customers, recent Chase checking customers, or customers who have received a new checking account opening bonus within the listed two-year limit.
What to verify
- Direct deposit must meet Chase's qualifying definition.
- Fees can reduce the value if waiver requirements are not met.
- The bonus is treated as interest and may be tax reported.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.