Offer value details
Citi lists Strata Premier as a travel rewards card with a 60,000-point welcome offer, 10x Citi Travel earning, 3x listed travel and everyday categories, points-transfer options, no foreign transaction fees, and a $100 annual hotel benefit.
Qualification requirements
Earn 60,000 bonus ThankYou Points after spending $4,000 in purchases in the first 3 months. Citi says bonus ThankYou Points are not available if the applicant received a new-account bonus for a Citi Premier or Citi Strata Premier account in the past 48 months, or converted another Citi credit card account with a new-account bonus into one of those products in the last 48 months.
Fees and costs
The rendered Citi pricing details list a $95 annual fee, 19.49%-27.49% variable purchase and balance-transfer APRs, a Citi Flex Pay monthly plan fee up to 1.72%, a 29.74% variable cash-advance APR, penalty APR up to 29.99%, a $0.50 minimum interest charge, no foreign-purchase fee, a cash-advance fee of either $10 or 5%, and a balance-transfer fee of either $5 or 5%.
Availability
Citi says the offer may not be available if the user leaves the page, offers may vary, and the card is for new cardmembers subject to credit approval, additional limitations, terms, and conditions.
What to verify
- Interest charges can outweigh the value of points or travel benefits if balances are carried.
- Point value depends on redemption method, transfer partner availability, and ThankYou program rules.
- The 60,000-point bonus is limited by Citi's 48-month new-account-bonus and conversion restrictions.
- The $100 hotel benefit has booking-channel, minimum-stay-cost, tax-and-fee exclusion, and once-per-calendar-year limits.
- The $95 annual fee can outweigh value for users who do not use the rewards or hotel benefit.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.