Offer value details
Discover lists an unlimited dollar-for-dollar match for new cardmembers on eligible cash back earned from account approval through day 365, added automatically within two billing periods afterward.
Qualification requirements
There is no purchase minimum and no fixed award. Use the card for eligible purchases during the first 365 days; the match varies with eligible cash back actually processed during that period.
Fees and costs
Discover lists no annual fee. The product page reviewed September 8, 2026 lists 0% intro APR for 15 months on purchases and balance transfers, then 17.49%-26.49% variable APR. Balance-transfer and other fees can apply; application-specific terms control.
Availability
Available to approved U.S. credit applicants. Credit line, APR, and approval terms vary by applicant.
What to verify
- This is a rewards match, not a fixed cash opening bonus.
- The best value depends on activating and using quarterly bonus categories.
- Transactions processed after the 365-day match period do not count even if the purchase occurred earlier.
- Carrying a balance can erase the value of rewards.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.