Offer value details
Fulton Bank lists a Promotional Money Market Account with 3.55% APY for balances of $10,000 or more when the account is opened with qualifying new money during the promotional window.
Qualification requirements
Fulton says the promotional rate is for new consumer money market accounts, requires at least $10,000 in new money to the bank, and applies to accounts opened between December 18, 2025 and July 29, 2026.
Fees and costs
Fulton's Platinum Money Market page and product sheet list a $2,500 minimum daily balance requirement to avoid a $15 monthly maintenance fee and a $1,000 minimum daily balance to earn interest. Fulton also says other account-related fees, including overdraft fees, can apply.
Availability
Fulton presents online account opening for the promotional money market account. Account opening remains subject to Fulton Bank approval, identity checks, funding rules, current terms, and offer availability.
What to verify
- The promotional APY is variable and may change after the account is opened.
- The 3.55% APY applies only at the $10,000-or-more balance tier in the reviewed disclosures; lower balances were listed at lower APYs.
- The promotional rate requires new money to Fulton Bank.
- A $15 monthly maintenance fee can apply if the $2,500 minimum daily balance waiver is not met.
- IRAs and IntraFi Network Deposits MMDA Option accounts are not eligible.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.