Offer value details
Huntington lists a $400 bonus for new personal checking customers who open a Perks Checking account through the offer page and complete the listed direct-deposit requirement.
Qualification requirements
Open a new Huntington Perks Checking account with the promotion code by September 30, 2026, then receive qualifying direct deposits totaling $500 or more within 90 days of account opening and keep the account open for at least 90 days.
Fees and costs
No minimum opening deposit. The $10 monthly maintenance fee is waived with $1,000 in eligible monthly deposits, excluding transfers from other Huntington accounts, or $5,000 in eligible total relationship balances. The account disclosure also lists $15 per overdraft item, up to three daily, subject to the $50 Safety Zone and 24-Hour Grace terms, and a 3% international transaction fee. After the first five non-Huntington ATM cash withdrawals per statement cycle, Huntington charges $3.50 each plus ATM-owner fees.
Availability
Applicants must reside in Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, or Wisconsin.
What to verify
- Direct deposits must meet Huntington's qualifying ACH definition.
- Transfers from another Huntington deposit account do not count.
- The offer is limited to listed states.
- Huntington limits account-related gift incentives to one per rolling 24 months across deposit relationships.
- The bonus may be reported as interest for tax purposes.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.