Offer value details
Huntington lists a $600 bonus for new personal checking customers who open a Platinum Perks Checking account through the offer page and complete the listed new-money deposit requirement.
Qualification requirements
Open a new Huntington Platinum Perks Checking account with the promotion code by September 30, 2026, then deposit at least $25,000 in new money within 90 days of account opening and keep the account open for at least 90 days. New money means funds not currently held in a Huntington account, except maturing personal CDs. The bonus terms do not require holding the full $25,000 for 90 days; the monthly-fee waiver has its own balance requirement.
Fees and costs
There is no minimum opening deposit. Huntington lists a $25 monthly maintenance fee for Platinum Perks Checking, waived with $25,000 in total relationship balances. The account disclosure also lists $15 per overdraft item, up to three daily, subject to the $50 Safety Zone and 24-Hour Grace terms, and a 3% international transaction fee; ATM benefits cover qualifying cash-withdrawal fees rather than every possible ATM charge.
Availability
Applicants must reside in Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, or Wisconsin.
What to verify
- New money must not already be on deposit in a Huntington account, except maturing personal CDs.
- The $25 monthly fee can reduce value if the balance waiver is not met.
- The offer is limited to listed states.
- Huntington limits account-related gift incentives to one per rolling 24 months across deposit relationships.
- The bonus may be reported as interest for tax purposes.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.