Offer value details
Happen Bank, formerly LendingClub Bank, lists LevelUp Savings with a 4.00% APY LevelUp Rate when the deposit requirement is met and a 3.00% APY Standard Rate when it is not.
Qualification requirements
The LevelUp Rate applies to the full balance when the account receives at least $250 in deposits during the statement-cycle Evaluation Period. Interest payments, account bonuses, account credits, reversals, and refunds from the bank do not count toward the deposit requirement.
Fees and costs
Happen Bank's LevelUp Savings terms list a $0 minimum opening deposit, $0 monthly maintenance fee, $0 in-network ATM fee, and $0 out-of-network ATM fee, with ATM-owner rebate limits noted in the terms.
Availability
Accounts are subject to approval. Unless otherwise specified, deposit products are provided by Happen Bank, N.A., Member FDIC.
What to verify
- The 4.00% APY LevelUp Rate requires at least $250 in qualifying deposits during the Evaluation Period.
- The account earns the 3.00% APY Standard Rate when the LevelUp deposit requirement is not met.
- APYs are variable and may change at any time.
- Interest may be taxable income.
- Transfer, mobile deposit, ATM, and relationship-balance limits vary by account tier.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.