Offer value details
Happen Bank, formerly LendingClub Bank, lists LevelUp Savings with a 4.00% APY LevelUp Rate when the deposit requirement is met and a 3.00% APY Standard Rate when it is not.
Qualification requirements
At least $250 in cumulative deposits during the previous statement cycle qualifies the full balance for the LevelUp Rate in the next cycle. Bank interest, bonuses, credits, reversals and refunds do not count.
Fees and costs
Happen Bank lists $0 to open, $0 monthly maintenance, and $0 bank ATM fees. ATM-owner fees receive unlimited rebates; international rebates may require contacting the bank.
Availability
Accounts are subject to approval and owners must maintain a primary U.S. address. Deposit products are provided by Happen Bank, N.A., Member FDIC.
What to verify
- The 4.00% APY LevelUp Rate requires at least $250 in qualifying deposits during the Evaluation Period.
- The account earns the 3.00% APY Standard Rate when the LevelUp deposit requirement is not met.
- APYs are variable and may change at any time.
- Interest may be taxable income.
- Transfer, mobile deposit, ATM, and relationship-balance limits vary by account tier.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.