Offer value details
PayPal lists unlimited 3% cash back when checking out with PayPal and 1.5% cash back on other eligible purchases where Mastercard is accepted.
Qualification requirements
The card earns cash back on eligible purchases. PayPal says an active PayPal account in good standing is needed to apply for and manage the card.
Fees and costs
Synchrony's current pricing lists a $0 annual fee and a conditional $1.99 monthly paper-statement fee. APR, interest, foreign transactions, late payments, cash advances, returned payments, and other credit card pricing terms can still apply.
Availability
The card is issued by Synchrony Bank and approval depends on creditworthiness and issuer eligibility rules.
What to verify
- Interest charges can outweigh cash back if a balance is carried.
- An approved application results in a hard credit inquiry that may affect your credit score; PayPal says a declined application has no score impact.
- Rewards terms, eligible purchases, and issuer eligibility can change.
- A PayPal account is required to apply for and manage the card.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.