Offer value details
Regions lists LifeGreen Checking with unlimited check writing, online and mobile banking, a Regions Visa debit card, and monthly-fee waiver options.
Qualification requirements
Avoid the monthly fee with either a $1,500 average monthly balance or ACH direct deposit activity of at least one $500 deposit or combined deposits of $1,000 during the statement period.
Fees and costs
Regions lists an $8 monthly fee with online statements or $11 with paper statements when waiver requirements are not met. The quick guide also lists optional statement-image fees and a $36 paid overdraft item fee.
Availability
Regions currently offers online opening subject to ZIP and approval, and its locator shows branches in AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, and TX. Applicants generally need a $25 minimum opening deposit, Social Security number or taxpayer identification number, birth date, personal identification, and any additional identification requested by the bank.
What to verify
- The $0 monthly fee requires meeting a direct-deposit or average-balance waiver path.
- Overdraft, statement-image, ATM, and other account fees can apply.
- Online opening is subject to ZIP and approval in Regions markets; current locator coverage should be confirmed before applying.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.