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Robinhood - Self-directed IRA

Robinhood IRA Match

Robinhood lists a 1% match on eligible self directed IRA contributions, IRA transfers, and old 401(k) rollovers, plus a 3% contribution match for Robinhood Gold members.

Offer value details

Robinhood lists a 1% match on eligible self directed IRA contributions, IRA transfers, and old 401(k) rollovers, plus a 3% contribution match for Robinhood Gold members.

Qualification requirements

Eligible self directed IRA contributions can receive a 1% match without Gold or a 3% match with Robinhood Gold. IRA transfers and old 401(k) rollovers can receive a 1% match with no cap listed on the FAQ page.

Fees and costs

The non-Gold IRA match does not require a Gold subscription. The 3% contribution match requires Robinhood Gold, listed at $5 per month on the FAQ page.

Availability

Robinhood states the IRA is available to U.S. customers with a Robinhood investing account in good standing, subject to retirement account eligibility and restrictions.

What to verify

  • Investing involves risk, including possible loss of principal.
  • Gold users must keep Gold for at least one year after the first Gold match to keep the full Gold match.
  • Transfers, rollovers, and IRA withdrawals can have tax consequences.

Confirm current provider terms

Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.