Offer value details
Synchrony lists High Yield Savings with no minimum deposit, no minimum balance, no monthly fees, and an optional ATM card.
Qualification requirements
Synchrony lists no minimum deposit and says deposits can be made by electronic transfer, mobile check deposit, direct deposit, wire transfer, or mailed check.
Fees and costs
Synchrony lists no monthly fees and says it does not charge a fee to transfer funds to and from High Yield Savings and Money Market accounts. Specific service charges can still reduce earnings.
Availability
Synchrony says offers apply to personal non-IRA accounts only. Deposit accounts are covered by FDIC deposit insurance up to $250,000 per depositor, per insured bank, for each ownership category.
What to verify
- APY is variable and can change after opening.
- Charges for specific services may reduce earnings.
- Checks are not available with the High Yield Savings account.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.