Offer value details
TD Bank lists a $100 TD Complete Checking student offer for new checking customers. The offer is narrower than TD's broader checking and savings bundle because it uses debit-card purchase activity rather than a direct-deposit bonus requirement.
Qualification requirements
Open a new TD Complete Checking account through a qualifying website or TD Bank Store and complete at least 15 qualifying TD Visa Debit Card purchases within 60 calendar days after opening. TD says qualifying purchases must be for goods and services, net of returns or other adjustments, and ATM withdrawals do not qualify.
Fees and costs
TD lists a $0 minimum opening deposit and a $15 monthly maintenance fee. The fee can be waived while the primary account holder is age 17 through 23, with a $500 minimum daily balance, with $500 or more in direct deposits during a statement cycle, or with a $5,000 minimum daily combined balance across linked deposit accounts. Paper statements list a $3 monthly fee.
Availability
TD says the offer is available when opened through a qualifying website or in a TD Bank Store and may be withdrawn at any time. The reviewed page does not list a fixed end date, so this public record uses a review-by date instead of a claimed expiration.
What to verify
- The $100 bonus requires 15 qualifying TD Visa Debit Card purchases within 60 days; ATM withdrawals do not qualify.
- The age-based monthly-fee waiver ends when the primary account holder turns 24 unless another waiver path is met.
- Monthly maintenance and paper-statement fees can reduce net value if waiver paths are not maintained.
- Bonus value may be tax reported and TD may deduct a paid bonus if the account closes within six months.
- The reviewed page does not list a fixed public end date and says the offer may be withdrawn at any time.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.