Offer value details
U.S. Bank lists a Cash+ Visa Signature Card one-time $200 bonus and selectable quarterly cash back categories.
Qualification requirements
Earn the one-time $200 bonus after approval for a new U.S. Bank Cash+ Visa Signature Card and $1,000 or more in eligible net purchases within 90 days of account opening.
Fees and costs
No annual fee is listed. Purchases have 0% intro APR for 15 billing cycles; transfers made within 60 days get the same introductory period, then 17.74%-27.99% variable APR. September 2026 terms list a 3% foreign-transaction fee, transfer fees of 5% ($5 minimum), and late/returned-payment fees up to $41. Cash-advance and other fees apply.
Availability
The card is available to U.S. residents and subject to credit approval. U.S. Bank may obtain consumer credit reports and verify application information. Rewards are for personal, family or household use.
What to verify
- Users must enroll in selected categories each quarter to earn elevated cash back.
- Interest charges can outweigh the bonus.
- Credit applications can affect credit score.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.