Offer value details
Wells Fargo lists a Signify Business Cash $500 cash rewards bonus in the card terms and conditions.
Qualification requirements
To qualify, at least $5,000 in qualifying purchases, net of returns and credits, must post within three months from the date the account is opened.
Fees and costs
The posted pricing disclosure, labeled December 2025 and reviewed September 8, 2026, lists no annual fee; 0% intro purchase APR for 12 months, then 16.74%-24.74% variable APR; 29.49% variable cash-advance APR; cash advances at 5% ($10 minimum); 3% foreign-transaction fees; and late fees up to $40. Confirm application pricing.
Availability
Wells Fargo says it will obtain a consumer report on the Account Guarantor and obtain business credit reporting through the Small Business Financial Exchange; account approval and other eligibility rules apply.
What to verify
- Cash advances, cash equivalents, fees, interest, disputes, and gambling transactions do not qualify.
- Business card applications can affect credit.
- Closing all rewards-eligible Wells Fargo business cards can forfeit pending and active rewards, subject to stated exceptions.
- Interest charges can outweigh the bonus.
Confirm current provider terms
Rates, rewards, fees, qualification rules, eligibility, and deadlines can change. Review the provider terms before applying.